Prime Credit score Card Larger than Regular Signal Up Bonuses for January 2023

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For this month’s checklist, fairly a couple of provides (between Scotiabank and TD) expired on January 3, 2023. Whereas Nationwide Financial institution and RBC have promotions expiring earlier than the top of the month. Scotiabank pushed its supply until the top of the month, whereas TD modified a few of their provides and now expiry in Might.

Prime Larger than Regular Signal Up Bonuses

The playing cards are listed by expiry dates, with the latest one first. We included particular months in order that it’s simpler to seek out the knowledge. If there’s a tie-break when it comes to expiry day, then it’s sorted by annual price (lowest to highest), then alphabetical order.

January 2023

Nationwide Financial institution Platinum Mastercard

  • $70 annual price (first yr price waived) (apply earlier than January 13, 2023)
  • Earn 35,000 join bonus factors (earn 15,000 after spending $3,000 within the first 3 months, earn 10,000 for signing up for the insurance coverage for at least 3 months, earn 10,000 after the primary yr anniversary and spending $6,000 inside the first 12 months) (apply earlier than January 13, 2023)
  • Usually no join bonus

Nationwide Financial institution World Elite Mastercard

  • $150 annual price (first yr price waived) (apply earlier than January 13, 2023)
  • Earn 70,000 join bonus factors (earn 30,000 after spending $5,000 within the first 3 months, earn 10,000 for signing up for the insurance coverage for at least 3 months, earn 30,000 after the primary yr anniversary and spending $12,000 inside the first 12 months) (apply earlier than January 13, 2023)
  • Usually no join bonus
  • Have at the least $80,000 in private annual revenue, $150,000 family revenue or have $400,000 asset beneath administration. Or $25,000 in minimal purchases per yr (current shopper solely)

RBC Avion Visa Platinum

  • $120 annual price
  • Earn 55,000 join bonus factors (earn 35,000 upon approval and 20,000 after spending $5,000 within the first 6 months) (apply earlier than January 31, 2023)
  • Usually 15,000 join bonus

RBC Visa Infinite Avion

  • $120 annual price
  • Earn 55,000 join bonus factors (earn 35,000 upon approval and 20,000 after spending $5,000 within the first 6 months) (apply earlier than January 31, 2023)
  • Usually 15,000 join bonus
  • Have at the least $60,000 in private annual revenue or $100,000 family annual revenue

RBC Avion Visa Infinite Privilege

  • $399 annual price
  • Earn 55,000 join bonus factors (earn 35,000 upon approval and 20,000 after spending $5,000 within the first 6 months) (apply earlier than January 31, 2023)
  • Usually 25,000 join bonus
  • Have at the least $200,000 in private annual revenue or family revenue

RBC Ion Visa Card

  • No annual price
  • Earn 6,000 join bonus Avion factors upon approval (apply earlier than January 31, 2023)

RBC Ion+ Visa Card

  • $48 annual price
  • Earn 12,000 join bonus Avion factors upon approval (apply earlier than January 31, 2023)

Scotiabank Platinum American Specific Card

  • $399 annual price
  • $99 annual price for a supplementary cardholder
  • Earn 70,000 join bonus Scotia Rewards factors (earn 50,000 bonus factors after spending $3,000 within the first 3 months and earn a 20,000 bonus factors after spending $10,000 within the 14 months) (apply earlier than January 31, 2023)
  • Usually 30,000 join bonus factors
  • Have at the least $12,000 in private annual revenue

February 2023

  • No annual price
  • Earn 25,000 factors (for spending $1,000 inside 180 days of account opening) (apply earlier than February 28, 2023)

HSBC Journey Rewards Mastercard (QC residents solely)*

  • No annual price
  • Earn 25,000 factors (for conserving the account open and energetic for 180 days) (apply earlier than February 28, 2023)

HSBC +Rewards Mastercard (non-QC residents solely)*

  • $25 annual price (a full annual price rebate for the first cardholder for the primary yr for making use of earlier than February 28, 2023)
  • $10 approved consumer annual price per card
  • Earn as much as 35,000 join bonus factors (earn 30,000 for spending $2,000 inside 6 months of account opening and earn 5,000 factors when beginning the appliance on-line) (apply earlier than February 28, 2023)

HSBC +Rewards Mastercard (QC residents solely)*

  • $25 annual price
  • $10 approved consumer annual price per card
  • Earn as much as 40,000 join bonus factors (earn 40,000 factors for conserving the account open and energetic for six months and earn 5,000 factors when beginning the appliance on-line) (apply earlier than February 28, 2023)

HSBC World Elite® MasterCard (non-QC residents solely)*

  • $149 annual price (a full annual price rebate for the first cardholder for the primary yr for making use of earlier than February 28, 2023)
  • No annual price for including a certified consumer Approved Consumer Annual Price: $50 Per Card
  • Earn as much as 80,000 factors (earn 20,000 Welcome Bonus factors, earn 40,000 factors for spending $6,000 inside 6 months of account opening and earn 20,000 factors as an anniversary bonus) (apply earlier than February 28, 2023)
  • Obtain a $100 annual journey enhancement credit score
  • Usually 20,000 welcome bonus
  • No overseas transaction charges (solely the alternate price will apply)
  • Have at the least $80,000 in private annual revenue, $150,000 family revenue or have $400,000 asset beneath administration in Canada

HSBC World Elite MasterCard (QC residents solely)*

  • $149 annual price
  • No annual price for including a certified consumer Approved Consumer Annual Price: $50 Per Card
  • Earn as much as 110,000 factors (earn 20,000 Welcome Bonus factors, earn 70,000 factors for conserving the account open and energetic for six months and earn 20,000 factors as an anniversary bonus) (apply earlier than February 28, 2023)
  • Obtain a $100 annual journey enhancement credit score
  • Usually 20,000 welcome bonus
  • No overseas transaction charges (solely the alternate price will apply)
  • Have at the least $80,000 in private annual revenue, $150,000 family revenue or have $400,000 asset beneath administration in Canada

*Phrases and Situations apply

®/TM Mastercard and World Elite are registered emblems, and the circles design is a trademark of Mastercard Worldwide Included. Used pursuant to licence.

RBC British Airways Visa Infinite Card

  • $165 annual price
  • $75 price for supplemental cardholders
  • Earn 60,000 join bonus Avios (earn 15,000 Avios upon approval, earn 35,000 bonus Avios after spending $6,000 within the first 3 months, earn 10,000 bonus Avios (inside 12-15 weeks after the primary yr anniversary) (apply earlier than February 28, 2023)
  • Have at the least $60,000 in private annual revenue or $100,000 family annual revenue
  • Usually 50,000 join bonus

April 2023

Scotiabank Gold American Specific Card

  • $120 annual price (first yr price waived) (apply earlier than April 30, 2023)
  • $29 annual price for a supplementary cardholder
  • Earn 45,000 join bonus Scotia Rewards factors (earn 25,000 bonus factors after spending $1,000 within the first 3 months and earn a 20,000 bonus factors after spending $7,500 within the first yr) (apply earlier than April 30, 2023)
  • Usually 20,000 join bonus factors
  • Have at the least $12,000 in private annual revenue

Scotiabank Passport Visa Infinite Card

  • $150 annual price
  • $50 annual price for every supplementary card (first supplementary card free)
  • Earn 30,000 Scotia Rewards join bonus factors (earn 30,000 factors after spending $1,000 within the first 3 months) (apply earlier than April 30, 2023)
  • Earn an annual 10,000 Scotia Rewards level bonus after spending $40,000 yearly

Scotiabank Scene+ Visa Card

  • No annual price
  • Earn 10,000 join bonus Scene factors (earn 5,000 bonus factors after spending $750 within the first 3 months and 5,000 bonus factors after spending $5,000 within the first yr) (apply earlier than April 30, 2023)
  • Usually 2,500 join bonus factors
  • Have at the least $12,000 in private annual revenue

Might 2023

TD Aeroplan Visa Platinum Card

  • $89 annual price (first yr price waived) (apply by Might 28, 2023)
  • $35 annual price for supplementary cardholders
  • Earn 20,000 join Aeroplan bonus factors (earn 10,000 factors after the primary buy and one other 10,000 factors after spending a $1,000 within the first 90 days) (apply by Might 28, 2023)
  • Usually 10,000 join bonus

TD Aeroplan Visa Infinite Card

  • $139 annual price (first yr price waived for making use of by Might 28, 2023)
  • $75 annual price for supplementary cardholders
  • Earn 55,000 join Aeroplan bonus factors (earn 10,000 factors after the primary buy inside the first 3 months, earn 30,000 factors after spending $5,000 within the first 180 days and earn 15,000 factors after spending $7,500 within the first 12 months) (for making use of by Might 28, 2023)
  • Usually 10,000 join bonus
  • Have at the least $60,000 in private annual revenue or $100,000 family revenue

TD First Class Journey Visa Infinite Card

  • $139 annual price (first yr price waived) (apply earlier than Might 28, 2023)
  • $50 annual price for supplementary cardholders
  • Earn 145,000 join bonus factors after the primary buy (earn 20,000 TD factors after the primary buy and earn 115,000 TD factors after spending $5,000 inside 180 days, earn a ten,000 Birthday bonus) (apply earlier than Might 28, 2023)
  • Usually 20,000 join bonus
  • Have at the least $60,000 in private annual revenue or $100,000 family revenue

TD Aeroplan Visa Enterprise Card

  • $149 annual price (first yr price waived for making use of by Might 28, 2023)
  • $49 annual price for supplementary cardholders
  • Earn 60,000 join Aeroplan bonus factors (earn 10,000 factors after the primary buy, earn 20,000 factors after spending $5,000 within the first 3 months and earn 2,500 factors for spending $2,500 every month within the first 12 months, as much as 30,000 factors) (apply by Might 28, 2023)
  • Usually 10,000 join bonus

TD Enterprise Journey Visa Card

  • $149 annual price (first yr price waived for making use of by Might 28, 2023)
  • $49 annual price for a supplementary cardholder
  • Earn 150,000 join bonus TD Rewards factors (earn 30,000 TD Rewards Factors after the primary buy, earn 60,000 TD Rewards Factors after spending $5,000 within the first 3 months and earn 5,000 TD Rewards factors for spending $2,500 every month within the first 12 months) (apply by Might 28, 2023)
  • Usually 30,000 join bonus

TD Aeroplan Visa Infinite Privilege Card

  • $599 annual price
  • $199 annual price for supplementary cardholders
  • Earn as much as 115,000 Aeroplan factors (features a bonus of 20,000 Aeroplan factors after the primary buy, earn a further 60,000 Aeroplan factors after spending $7,500 inside 180 days of Account opening and a further 35,000 Aeroplan factors after spending $12,000 inside 12 months of Account opening) (Should apply by Might 28, 2023)
  • Usually 20,000 signal bonus factors

July 2023

BMO Air Miles MasterCard

  • No annual price
  • Earn 800 join bonus Air Miles (after spending $1,000 inside the first 3 months) (apply earlier than July 31, 2023)
  • Usually 200 join bonus miles

BMO Air Miles World Elite MasterCard

  • $120 annual price (first yr price waived if you happen to apply earlier than July 31, 2023)
  • Earn 2,000 join bonus Air Miles (spending $3,000 inside the first 3 months) (apply earlier than July 31, 2023)
  • Usually 1,000 join bonus miles
  • Have at the least $80,000 in private annual revenue or $150,000 family annual revenue

BMO eclipse Visa Infinite Card

  • $120 annual price (first yr price waived by making use of earlier than July 31, 2023)
  • Earn 10% extra factors for including a supplementary cardholders
  • Earn 60,000 join bonus BMO Reward factors (incomes 30,000 join bonus factors and one other 30,000 after spending $3,000 within the first 3 months) (apply earlier than July 31, 2023)
  • Earn 2,500 BMO Rewards bonus factors for every subsequent month with at the least $2,000 in web purchases
  • Obtain an annual $50 way of life credit score
  • Usually 30,000 join bonus
  • Have at the least $60,000 in private annual revenue or $100,000 family annual revenue

BMO eclipse Visa Infinite Privilege Card

  • $499 annual price
  • Earn 90,000 signup bonus BMO Reward factors (earn 50,000 join bonus after spending $6,000 within the first 3 months and earn 40,000 bonus factors after 12 months by spending $100,000) (apply earlier than July 31, 2023)
  • Usually 50,000 join bonus
  • Have at the least $150,000 in private annual revenue or $200,000 family annual revenue

December 2023

BMO Rewards Enterprise MasterCard

  • $120 annual price (waived the primary yr by making use of earlier than December 31, 2023)
  • $50 annual price for a supplementary cardholder
  • Earn 50,000 join bonus factors after spending $5,000 within the first 3 months (apply earlier than December 31, 2023)
  • Usually 35,000 bonus factors

Notice that we at present produce other sorts of month-to-month lists occurring:

Please tell us within the remark part beneath if you want to see different sorts of month-to-month lists or if we missed any promotions!


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