Present 10% and Above Money Again Gives for February 2023

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You will have seen by now that we began including or increasing our commentaries to our month-to-month posts. Right now isn’t any totally different as we listing the highest money again bank cards at present providing at the least a ten% money again bonus promotion. There are various different money again provides on the market too, however as a result of the market may be very aggressive now, solely the ten% and above promotions make it to our month-to-month listing.

Needless to say we nonetheless have the Prime Money Again Credit score Playing cards web page for a extra full listing of playing cards.

When it comes to this month-to-month listing, we break up the playing cards up into two lists: short-term (restricted time) and everlasting provides (indefinite, however can finish any time with out discover).

Short-term 10% and above money again provides

These are monetary establishments that at present provide 10% money again bonuses with particular finish dates. We listed the playing cards based mostly on the expiry dates of the promotion by placing the newest one on prime.

February 2023

HSBC Money Rewards MasterCard® (non-QC residents solely)*

  • No annual payment
  • Earn an extra 12.5% money again on all purchases for the primary 180 days (as much as $1,000 in whole purchases) (apply by February 28, 2023
    • Earn as much as 14% money again on eligible on-line purchases
    • Earn as much as 13.5% money again on eligible fuel, grocery and drugstore
    • Earn as much as 13% money again on all different on a regular basis purchases
  • Ongoing money again earnings after the primary 180 days:
    • 1.5% money again on as much as $6,000 of on-line purchases (together with streaming companies, on-line subscriptions and meals supply)
    • 1% money again on fuel, grocery and drugstore purchases.
    • 0.5% money again on (nearly) every little thing else
  • *Phrases and Situations apply
  • ®/TM Mastercard is a registered trademark, and the circles design is a trademark of Mastercard Worldwide Included. Used pursuant to license.

If the cardholder earns an extra 12.5% bonus money again on the primary $1,000 of spending and no annual payment, they might earn $125 (12.5% x $1,000) of bonus money again within the first 12 months. 

HSBC Money Rewards Mastercard (QC residents solely)*

  • No annual payment
  • Earn $125 money again on protecting account open and lively for six months (apply by February 28, 2023)
    • Earn 1.5% money again on as much as $6,000 of on-line purchases (together with streaming companies, on-line subscriptions and meals supply)
    • Earn 1% money again on fuel, grocery and drugstore purchases.
    • 0.5% money again on (nearly) every little thing else
  • *Phrases and Situations apply
  • ®/TM Mastercard is a registered trademark, and the circles design is a trademark of Mastercard Worldwide Included. Used pursuant to license.

Since there isn’t any annual payment, there’s a $125 money again bonus with none spending requirement within the first 12 months.

April 2023

Scotia Momentum Visa Infinite Card

  • $120 annual payment (first 12 months payment waived for making use of earlier than April 30, 2023)
  • $50 annual payment for a supplementary cardholder
  • Earn 10% money again on all buy within the first 3 months or as much as $2,000 in spending (apply earlier than April 30, 2023)
  • Earn 4% money again for each $1 spent on grocery purchases and recurring invoice funds
  • Earn 2% money again for each $1 spent on fuel and day by day transit
  • Earn 1% money again for each $1 spent on all different purchases
  • Have at the least $60,000 in private annual earnings, $100,000 in annual family earnings or $250,000 in property beneath administration

Cardholders can earn as much as $200 (10% x $2,000) in money again on the ten% money again. By factoring within the annual payment waiver and let’s say they maximise the 4% multiplier bonus (4% x $2,000 = $80), they might earn $120 ($200 – $80) in bonus money again within the first 12 months.

Might 2023

Tangerine Cash-Again Credit score Card

  • No annual payment
  • Earn 10% money again on the primary $1,000 in spending on all purchases or as much as 2 months (apply earlier than Might 2, 2023)
  • Earn 2% money again on selection of two classes (third selection should you deposit the money again into your Tangerine Financial savings Account)
  • Earn 0.5% money again on all different purchases

Tangerine just lately ended their final provide on January 31, 2023. Now they’ve a lowered provide.

Cardholders can earn as much as $100 (10% x $1,000) in money again on the ten% money again. By subtracting the two% (2% x $1,000 = $20) money again they in any other case would have earned, and with no annual payment, that comes out to $80 ($100 – $20) in bonus money again within the first 12 months.

Tangerine World MasterCard

  • No annual payment
  • Earn 10% money again on the primary $1,000 in spending on all purchases or as much as 2 months (apply earlier than Might 2, 2023)
  • Earn 2% money again on selection of two classes (third selection should you deposit the money again into your Tangerine Financial savings Account)
  • Earn 0.5% money again on all different purchases

Tangerine just lately ended their final provide on January 31, 2023. Now they’ve a lowered provide.

Cardholders can earn as much as $100 (10% x $1,000) in money again on the ten% money again. By subtracting the two% (2% x $1,000 = $20) money again they in any other case would have earned, and with no annual payment, that comes out to $80 ($100 – $20) in bonus money again within the first 12 months.

TD Money Again Visa Infinite Card

  • $120 annual payment (first 12 months payment waived should you apply earlier than Might 28, 2023)
  • $50 annual payment for supplementary cardholders
  • Earn 10% money again on all purchases (for the primary 3 months, as much as $2,000 in spending or $200 in money again) (apply earlier than Might 28, 2023)
  • Earn 3% money again on fuel, grocery and recurring invoice funds thereafter (on first $15,000 in annual spending per class, together with the three month bonus promotion)
  • Earn 1% money again on all different purchases
  • Have at the least $60,000 in private annual earnings or $100,000 in annual family earnings

Cardholders can earn as much as $200 (10% x $2,000) in money again on the ten% money again. By factoring within the annual payment waiver and let’s say they maximise the three% multiplier bonus (3% x $2,000 = $60), they might earn $140 ($200 – $60) in bonus money again within the first 12 months.

July 2022

BMO CashBack World Elite MasterCard

  • $120 annual payment (waived the primary 12 months for making use of earlier than July 31, 2023)
  • Earn 10% money again on all buy within the first 3 months or as much as $2,000 in spending (apply earlier than July 31, 2023)
  • Earn 1.5% money again on all purchases
  • Have at the least $80,000 in private annual earnings or $150,000 in annual family earnings

Cardholders can earn as much as $200 (10% x $2,000) in money again on the ten% money again. By factoring within the annual payment waiver and if they’d earned the common 1.5% (1.5% x $2,000 = $30), they might earn $170 ($200 – $30) in bonus money again within the first 12 months.

Everlasting 10% and above money again provides

The listing beneath are playing cards that supply at the least 10% money again with no expiry date. Having no expiry date additionally signifies that the function may be modified at any time with none discover, so they’re primarily day-by-day.

Rogers Connections Mastercard

  • $29 annual payment (first 12 months payment waived)
  • Earn 10% money again on all purchases made within the first 3 months (as much as $1,000 spend)
  • Earn 2% money again on eligible U.S. greenback purchases
  • Earn 1% money again on all different purchases
  • Earn 30% extra cash again redemption for Rogers purchases
  • Obtain 5 free “Roam Like House” days yearly

Cardholders can earn as much as $100 (10% x $1,000) in money again on the ten% money again. By factoring within the annual payment waiver and if they’d earned the utmost 2% (2% x $1,000 = $20), they might earn $80 ($100 – $20) in bonus money again within the first 12 months.

  • No annual payment
  • Earn 10% money again on eating places and bars purchases on as much as $500 in spending or inside the first 4 months (whichever comes first)
  • Earn 4% money again on eating places and bars (after the bonus provide expires)
  • Earn 1.5% money again on fuel, groceries, drugstore purchases and pre-authorized funds
  • Earn 0.5% money again on all different purchases
  • Have at the least $15,000 in private annual earnings

Cardholders can earn as much as $50 (10% x $500) in money again on the ten% money again. By subtracting the utmost 4% (4% x $500 = $20) money again they in any other case might have earned, and with no annual payment, they might earn $30 ($50 – $20) in bonus money again within the first 12 months.

Different lists

Additionally, notice that we even have two different prime month-to-month lists ongoing. Beneath are probably the most present ones:

Did we miss any bank cards? Please tell us within the remark part beneath!


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